Tucked away in one of Cumberland's most desirable established loops at the end of Farm Drive, this sparkling raised ranch checks all the boxes! Step inside to find gleaming hardwood floors, a bright white eat-in kitchen with granite countertops and stainless appliances, and a sun-splashed living room with a classic brick fireplace. The main level offers three spacious bedrooms and a beautifully updated full bath with granite and tile. Head downstairs and you'll love the versatile finished lower level - featuring a fireplaced bedroom or office, family room with walkout to the backyard, an updated half bath, and a separate enclosed laundry area. Enjoy the comfort of central air, natural gas heat, vinyl siding and windows, plus peace of mind with a newer gas on-demand heating system, 15-year-old roof and septic, and an expansive 20x24 pressure-treated deck perfect for entertaining! With a two-car garage, great curb appeal, and a prime location near everything Cumberland has to offer - this home delivers comfort, convenience, and charm in one perfect package. Don't miss this one - it's move-in ready and sure to fly!